Wednesday, April 28, 2010

My best friend wants to be a writer. She has sent her work into publishing companies,but she needs advice.?

she needs advice or counsel of what to do when it comes to publishing her book, she is new to the game and she doesn't want to make any mistakes. Do you have any advice of where she my get counsel from or what necessary steps to take as she embarks on being a writer?My best friend wants to be a writer. She has sent her work into publishing companies,but she needs advice.?
If she is asking for advice AFTER sending out her work to publishing companies that hasn't she already embarked on her journey to being a writing, and as such wouldn't that also indicate that she could have possibly already made mistakes.





--- If she has specific questions then you should post them on her behalf because at this point it all seems rather null and void. Now if she wishes to ask if the procedures she has taken are 'typical' then perhaps she needs to list those and find out if they are standard.My best friend wants to be a writer. She has sent her work into publishing companies,but she needs advice.?
Te'Neicha, she's already made a serious blunder, perhaps.





If she's sent novel-length work to potential publishers or agents, she's probably put herself on their ';unprofessionals'; list--and my understanding is that yes, some really do keep such a list.





There are two ways to go to publish a book. One is to pay for it, with no expectation of selling it to anybody who’s not a friend or family, no matter how good it is or how much you work and/or spend to market it.





The one I recommend is the one that gets your book into chains like Barnes %26amp; Noble, Chapters, and Borders, and independent book stores, too. This requires a “real” publisher who pays you for the right to print your book, and who then markets it, including placing it in stores.





The big “name” publishers usually accept book manuscripts only from literary agents, using them to screen out manuscripts that aren’t likely to sell as books for whatever reason.





To get a literary agent, identify agents who have recently sold other novels like yours. This takes time and trips to a big bookstore, usually. Jot down the names of the authors in your genre whose books are currently on bookstore shelves. Look inside for thanks and dedications, where agents may be named. At home, do a search of each author's name, in quotation marks, and the word agent and learn who represents whom. Visit QueryTracker.com, GuidetoLiteraryAgents.com, and similar sites to identify agents seeking work like yours.





Research each agent. Find websites with career history, sales, personal bio, AAR membership, etc. Determine whether they prefer email or regular mail for queries. Figure out who’s a good fit for you. Don’t be afraid to aim high. The worst that can happen is they say no.





Write a one-page query letter, tailoring it to individual agents as it’s possible with the information you got from research, and send it to the few agents you'd most like to represent you. If the query letter is really good and you've done your homework well, at least some will ask for a partial or full manuscript. If none does, rewrite the query before sending out the next batch.





If she's trying to sell short stories, she needs to look up each magazine's submission guidelines and follow them exactly.

Some reasurring advice would be nice?

I have recently been suffering from anxeity, however my problems come in when i am not feeling anxoius i still constantly obsess about it all day everyday. anyone know anything that may help me. cheers SamSome reasurring advice would be nice?
Keep busy, exercise as this is proven to help with anxiety. Dont allow yourself time to sit and ponder!





If all else fails go and see your GP, they may be able to help you break the cycle by putting you on medication for a short while!





I have anxiety - I am able to control it to the extent that it barely effects me now! Best of luck!Some reasurring advice would be nice?
I understand your wish to conquer this without drugs and it is possible. You fear the fear which is very common! What you need is a short course (6 - 10 weeks) of Cognitive Behavioral Therapy (CBT). This will help you cope with the disordered thinking and to develop newer, more healthy ways of thinking. If you can afford private treatment just ask your doctor for a list of practitioners (they will be genuine and not Mickey Mouse practitioners!). If you acnnot afford private treatment you can get the treatment on the NHS but there is usually a long waiting list. Some Mental health charities will do subsidized cost treatments.
you might need to try some anti-anxiety medication for a while. also some therapy and believe it or not (i have been there) but repeating a mantra to yourself helps. i used ';worrying doesn't change anything'; it helped me get through stuff. as far as feeling anxious with no good reason in my experience that usually means you need to go see a professional and talk and they can help you determine what would be best for you. hang in there it will get better.
hypnosis is very effective for treating anxiety


Have a look on the website below for further details


Good luck
i had excellent results with Paxil.


If it is debilitating - as it sounds to be - you should consider drug therapy - the benefits far outway the side-effects. My problem was heights and I needed to work 50 feet up sometimes for my great paying job....couldn't quit over such a stupid thing so I took meds - Paxil. THE NEXT DAY I was up 50 feet working ALL DAY with NO PROBLEMS!!!! Huge difference. Without it, I was crippled, I HAD TO GET DOWN - my heart raced...I couldn't concentrate on anything, my hands shook, I froze and was constantly wiping my face or moving like a stuck robot!


Paxil may not work in one day for everyone, but it seems great for anxiety.
Hey Sam





Anxiety is usually all in the mind. I would try to get into an activity that will boost your inner self confidence and make you hakunamatata or however you spell that. Find yourself an ipod or mp3 player and go jogging once a day, first a half mile, then one mile then a mile and a half. Accomplish things in your life and be proud. Pride and self confidence stops degeneration and anxiety can in some people come from restless feelings.





There are so many methods to this madness but we all have to find out which method works for us. I think self imaging can help. Find a sport that you are good at and make it happen. Play video games with friends.. heck if you have any PC games to play online let me know, do some fun things. Usually people who have serious problems have idle time to think and the mind is what controls the body.

Can someone read my essay and please give me advice on how it can be better?

thank you so much here it is:





Political, economic, and social conditions have often led to turning points that have changed the course of history for nations and peoples. Example, The French Revolution. It was the age of reason/enlightenment. The causes of the French Revolution are concerned with the class differences that were existent in France. France gained a lot of their power, influence, and wealth. In France these people were put into categories. First and second estates consist of the rich nobility and the clergy. Over 95% of the population was the third estate which included bourgeoisie (middle class) and the poverty-stricken lower class.


Conflicts began between the third estates when they demanded an equal say in government. Some of the political, economic and social causes of revolution that occurred in France which are that Louis XVI were a weak ruler and his wife was unpopular. American Revolution inspired political ideas. Wars and royal extravagance created debt, inflation and famine caused problems such as peasants making little money but paid high taxes. That in my opinion is injustice. The Revolution and ensuing wars with Europe devastated France鈥檚 economy. The French feudal system eventually was abolished.


I can relate the French to Latin America because the French Revolution inspired political ideas. Royal officials committed injustices and repression. Napoleon鈥檚 conquest of Spain triggered revolt. Peninsulares and creoles controlled wealth and lower classes toiled as peasants with little income or as slaves. Only peninsulares and creoles had power just like in the French Revolution, only the rich nobility and the clergy had control and the peasants were being treated unfairly. The Mestizos, mulattos, Africans, and Indians had little status in Latin America. In Latin America there was a great deal of racism.


Educated Creoles spread enlightenment ideas. Nearly all colonial rules in Latin America ended, new countries were established and representation government was slow to develop. The military or the wealthy controlled much of the region until the late 1900鈥檚. Many places kept the plantation system and much of Latin America continued to have a strong class system as well. The American republic, because of the enlightenment ideas, became a symbol of freedom in Europe and Latin America. The United States constitution became a model for liberal government. The American Revolution鈥檚 success inspired others to revolt against their governments.


In conclusion The French Revolution and Latin America have changed our nations and peoples but there are still a few things that are still with us such as, racism. It is still all around us but it isn鈥檛 as bad as it was before. There are positive things to say about the revolutions though. Lower class people aren鈥檛 being treated unfairly like back then and enlightenment ideas have helped this world a lot. People are afraid of change sometimes but change has given us more opportunities even if some were negative there were still some that were positive that has helped us a lot.Can someone read my essay and please give me advice on how it can be better?
very good!


you had a great topic sentence and detailed facts and examples that support it so nicely.


try not to use such traditional transition words, that is really my only advice.


If you must use a traditional transition word make sure that it is not at the start of the sentence.


all in all, good job!Can someone read my essay and please give me advice on how it can be better?
Babe, I don't think people have the time/interest in something so long. get in, get out. Sorry.

Why is my hair falling out? Any suggestions or advice woill be greatly appreciated.?

Thank - ';U';.Why is my hair falling out? Any suggestions or advice woill be greatly appreciated.?
stress or a emotional upset (alopecia)


over perming, dying, processing


sehorreic dermatitis


pulling it to tight


thyroid conditionWhy is my hair falling out? Any suggestions or advice woill be greatly appreciated.?
There might be something seriously wrong with you if your hair is falling out maybe you have Pulmonary Hypertension its a serious disease!
I'd suggest you speak to your hairdresser, but here's my experience... I noticed my hair falling out and my head of hair was thinning when i was at my most stressful period at work. I'd work till wee hrs of the morning....also, a friend of mine had used too many different hair products, conditioners and styling gels, lotions...etc. and she started to develop bald patches.


Whenever your hair is too long, the excess weight after adding conditioner (especially oils), can cause greater hair fall.
U should try olive oil it will help keep your hair from breaking. Also dont put a lot of heat on your hair it will only make the breakage worse. Also get a good conditioner.
put your scissors down then you are sorted
if its coming out in bunches, u should seee the doctor. are u pulling it out? if its just a strand or two, ur fine
  • beauty tips
  • day cream
  • I am looking to purchase a new car. I will be a first time buyer. Any suggestions or advice?

    Love your avatar, the choice of car you choose is ultimately yours. You can read up on the model or models of car or cars you are interested in. You can go from dealership to dealership and just look at what they have offer, reading the critique sheet on the windows of each model. You can read what others say about that particular model you have chosen in magazines like, car and driver. I'd say they try to be non biased in their evaulations. Or, you can just take one out for a test drive and see if you like it. there are hundreds of possiblities the choice is yours. In the car magazines, look for fuel mileage comparisons, look for road worthiness, dependability, comfort, accessories, maintenance reports and upkeep costs, and then most of all look at the insurance costs for that particular vehicle. You can ask your insurance agent for price quotes or ask the little green gecko, ha-ha just kidding, no you really can get an insurance quote if you just look around. Good luck to you, hope you like your car.I am looking to purchase a new car. I will be a first time buyer. Any suggestions or advice?
    Buy a 2000 trans am, they kick so much @$$!!!!I am looking to purchase a new car. I will be a first time buyer. Any suggestions or advice?
    Research the type of car you are interested in and check the asking price of several dealers. Shop around. Stay away from high pressure salesmen. Check out the dealership with the Better Business Bureau before you buy to see if there are any problems and/or how they dealt with them. Best advice, take someone with you.
    Look for a good used car with low mileage, Please take your dad or Boyfriend with you because most salespeople not all of them take advantage of young ladies because they don't know really what you are looking for.If you want a Toyota go to a toyota dealership or Ford go to ford dealership it is very important.
    Buy a car that serves YOUR purpose. Only get the power you need and make sure you are comfortable in it. See what insurance costs are for your choices. Radios are nice but expensive systems are just a lot to maintain when you have to service them. Get a car with a good warranty--3 years at least--and then stick to the maintenance plans. Do not buy extended warranties--they are a rip-off. Just buy the car --and get payments you know you can afford if you finance it. Never more than 3 years. In 4 years you're going to owe more than it is worth. DO NOT LEASE__save up for a down payment...and own it. Your lease means you paid and have nothing to show for it at the end. Good luck and take care of your new car. It is an adult, mature job to own and drive a car
    Look for a volkswagon jetta. They last for ever!! like 200k miles with few problems! Am a mechanic an i have 1.Plus there great on gas.
    Do good research of what the invoice price of your car is? Also, don't show any kind of desperateness to buy the car. Be ready to walk away if u don't get what u r asking for.
    get a good cosigner and some one with experience to help you get your first car
    all i have to say is that just because it looks cute doesnt mean u should buy it
    Best advice = don't buy a new car. You can get the same model with low miles and 1 or 2 years of age for much less. A car typically depreciates 5% the day you drive it off of the lot after signing the papers for it. Most cars retain only 10-30% of their new value with in 7-8 years.





    As for purchasing tips:


    -get financing offers from serveral sources. Start with your bank, see how much they will loan and at what rate. Don't assume the dealer has the best finance option.


    -negotiate but be respectful and reasonable.


    -never think ';I will never find another car like this'; if you want a car and for whatever reason you are having trouble making a deal


    -take your time. Look at several cars and pick out the one that you like best and get a good deal on.
    Check out the website source below. It's a little dated, but still pretty good. If you must buy new, remember the rebate is paid by the manufacturer, not the dealer. Negotiate the price of the car with this in mind. Don't let the dealer have you believe that he/she is giving you a rebate. It's not their money. Go further.





    If you do indeed finance with the dealer, remember that the interest rate normally has a dealer reserve already added unless you are buying a car with special advertised interest rates (0% for xx months). If it's from a company other than the dealer (HSBC, Wells Fargo, CitiAuto, etc), the finance manager has the option to make points. For example, if you are offered 12.99% interest rate, it's normally a ';buy'; rate of 10.99 plus 2.00% reserve. Always push for 1-2 pts below the rate they quote you. Good luck.
    Take your dad or another older man with you. The fact is that a salesman will see you and think ';Oh, a young female! She won't have a clue what she's doing and I can make a fat comission off of her!';. Trust me, on this! I bought my first new car when I was 20 and the salesman (my then-boyfriend's step-father) really took advantage of me.
    They will do everything possible to sell you the car right away. Don't be shy to sleep on what ever deal you are offered.Once you accept delivery its hard to go back (impossible). Do your research on line go to Edmund's.com and learn about the cars you are interested in. Throw out the dealer mark up. Things are slow in the car sales biz. You should be able to buy most cars for 200-500 over what the dealer bought it for.Your in charge make your first experience a good one. Don't be impulsive. Be practical don't buy more than you can afford check what it costs to insure the car as well as maintain the car.Tires alone can hurt your wallet bad.
    Check publications at a library or bookstore, or on the Internet, that discuss new car features and prices. These may provide information on the dealers costs for specific models and options.





    Shop around to get the best possible price by comparing models and prices in ads and at dealer showrooms. You also may want to contact car-buying services and broker-buying services to make comparisons.





    Plan to negotiate on price. Dealers may be willing to bargain on their profit margin, often between 10 and 20 percent. Usually, this is the difference between the manufacturers suggested retail price (MSRP) and the invoice price.





    Because the price is a factor in the dealers calculations regardless of whether you pay cash or finance your car and also affects your monthly payments negotiating the price can save you money.





    Consider ordering your new car if you don't see what you want on the dealers lot. This may involve a delay, but cars on the lot may have options you don't want and that can raise the price.





    However, dealers often want to sell their current inventory quickly, so you may be able to negotiate a good deal if an in-stock car meets your needs.

    I would like to be an accountant, i would like some advice?

    i am 20 yr's old, i have a passion to succeed in something, i am studing accounting, i am not in any course at the moment as i work fulltime, i really want to get into Bookkeeping can anyone give me any advice on how this can be a reality for me!I would like to be an accountant, i would like some advice?
    i am an accounting major as well. i have had 2 accounting classes thus far and will be taking my third one soon. the best advice i can give you is to get into school as soon as you can and also try to get a hold of some old accounting books and read them and work some of the problems in them as wellI would like to be an accountant, i would like some advice?
    I am an Accounting Major as well. I only took one full class, Financial Accounting and I am taking Managerial Accounting now. Are you planning on getting your Bachelor's or just your Associate Degree?

    I will be a freshman in college next year and i am planning on buying a laptop but i need advice.?

    How much memory do i need? (i also download lots of music)


    I want a dell...but which one is best?


    What programs do i need for my college classes?I will be a freshman in college next year and i am planning on buying a laptop but i need advice.?
    Which Operating System do you wish to have? Windows XP or Windows Vista? Since the majority of PCs now come with Windows Vista preinstalled, you have very little chances of finding a laptop running Windows XP. Although, Microsoft has just extended the deadline of Windows XP to 2010 which means your chances are slightly higher. But keep note, Microsoft only extended the deadline for the sake of the low-price PCs and to exclude Linux out of the competition.





    Enough with that, let's now look at the specs of your preferred laptop. In college, it is recommended that you have a laptop with Windows XP because most of the software used in your preferred college could run on Windows XP - Windows Vista lacks support.





    You should look for a laptop with an Intel Pentium M processor or better. I'd prefer the Core2 Duo Centrino if you're into multi-tasking plus it comes very handy when you're runnng more than 2 applications. The minimum memory you should have is 512MB or more but if you have Windows XP, it's better that you have 1GB if you're running heavy programs such as MatLab, AutoCAD, Physics Simulator, etc.





    Asides from the 2 important features (processor and RAM) I've mentioned above, I suggest that you purchase a laptop with a ';Vista Capable'; sticker which states that the laptop is high end and comes with the latest hardware. Although, it doesn't necessarily mean that your purchase a laptop with Windows Vista preinstalled at least if you want to because like I said, a lot of people have experienced problems with Vista and decided to stick to Windows XP.





    You said you wanted to get a Dell laptop? Dell laptops are good but it depends on your taste; there are models for all-around gaming; models for office or student use; and even models for both. In my opinion Dell laptops are the best choice because the brand is preferred by many colleges in the US and abroad - it is the most preferred brand for educational computing.





    About your programs to use in class, I don't think I can help you there. It depends entirely what course you're going to take. But for the good part, you could at least borrow the software and install it on your laptop. Just wait for your orientation on your first day in college and try to soak in the information pertaining to what you need and what is important. At the most, the school should be able to provide you with software to install but you should first seek permission.





    That's just about it... Get a Dell laptop with a Core2 Duo Centrino processor and at least 1GB RAM. With these configurations, you should be able to download a lot of music and run multiple applications without lag or data loss. The preferred OS should be Windows XP Professional (Home Edition would do) but if you'd like to give Windows Vista a go then why not?I will be a freshman in college next year and i am planning on buying a laptop but i need advice.?
    If your just using it for school


    These will be perfect for you





    http://www.dell.com/content/products/fea鈥?/a>





    Inspirons they are offering free upgrades to 3gigs of ddr2 ram and a 320gb HDD which is perfect for what your doing.





    You will also be able to pick a color
    Get youself a laptip with 2gb ram and at least 160gb hard drive. You can download free software like Open Office to take care of all the programs you will need for college. Dont pay of Microsoft anything. Also make sure you have a DVD R/W / CD R/W.





    Maybe post the question at http://www.desktopsupport.tv/phpBB3/inde鈥?/a> or go here to find computer help info - http://www.desktopsupport.tv/dttv.php
    Go to http://www.dell.com for all the available options and speciafications for laptops. My partner and I have been using Dell for several years and are very pleased with their computers. I have a desktop. My partner has a laptop. You can order a laptop from Dell online, but I suggest that you work out your order by calling Dell's 800 number and speaking with a real live person. This could save misundertandings and the Dell rep can answer just about all the questions you might have.





    You'll need the usual stuff so you can access the Internet and you'll need a word processing program. I suggest either WordPerfect or MSWord. Both are very reliable.
    I do not recommend Dell because I have had 5 years of bad experience with their computers.





    HP laptops are pretty good. For memory, I recommend a 1GB-2 GB, and for Hard Drive, since you listen to A LOT of music, and will probably need programs for your classes (you didn't list them, so I don't know what programs you'll need for your college classes except Microsoft Office), then I recommend at LEAST a 200 GB HD.





    I just bought an HP computer, and it runs very well. It was only 1300, and is has 2.5 Ghz, 2 GB of RAM, and has Windows Vista Ultimate. Make sure to get the normal version, not 64/32 bit for Vista though.





    I also recommend Apple. I have an Apple Macbook, and it's pretty good. It's lightweight, easy to use, and it also has a long battery life. However, I recommend getting the Black edition (1499) because it has a large HD, large RAM, and is fast, 2.4 Ghz.





    DO NOT GET THE APPLE MACBOOK AIR. If you do, then you'll also have to buy a USB optical drive since the macbook air does not have an optical drive.





    The macbook pros are good, but I don't think you need it, unless you do some programming, videos, multimedia, etc.





    Lenovo is also good, but is too pricy.





    My top two picks are Apple and HP

    I'm try to raise my son to be bilingual,any advice?

    I want to make him learn english beside my native language (Arabic) but I wonder if it'll work cause I'm the only one whom talk to him in English,so will it work?


    thanks in advanceI'm try to raise my son to be bilingual,any advice?
    Yes it will work. My 3yr old speaks English, French, and Kreyol because I speak English to her and my husband speaks French and Kreyol to her. Even though he speaks English, he only speaks his native languages to her so that she will be multilingual.I'm try to raise my son to be bilingual,any advice?
    my mail is shosho2ty@yahoo.com

    Report Abuse



    Off course you're the father. he will listen every single word from you. teach him to right in English and you'll have a total bilingual son
    kids can speak any language and many as we can teach them as long as some one in the family can communicate with them.
    Yes,he can learn both languages. My grand daughter's who is 3 speaks english very well. Her day care is teaching her spanish and I am amazed how well she is doing. It is not just mindless jabber either, she knows what she is saying and will translate to you if needed.
    Yes. now in days speaking two different language can help anybody in life. maybe even three. My family speak two language.


    It will help them when they get older for a job.

    I need some advice on how to cure what may be an infected lip piercing?

    i got my lip piercing about three or four days ago...


    and i took all the precautions and went to a professional after i got it done he said all i had to do was rinse with antiseptic mouth wash twice a day which is what i've been doing


    but now the surface of where my piercing is getting red and is starting to ooze alittle puss and i'm not sure what to doI need some advice on how to cure what may be an infected lip piercing?
    That is an easy one--TAKE IT OUT!!!!!!I need some advice on how to cure what may be an infected lip piercing?
    Yeah mine has done that before too. Have you been playing with it alot? I think mine did that because I was turning the ring in my lip too much and touching it without washing my hands immediately before. I recommend something called Blaire's wound wash saline. You can find it at Rite Aid and I don't remember how much it is but I know it's under $10. Try not to move it around a bunch and it should be okay. If it gets worse in the next few days, go back to the piercer and ask their advice.





    P.S. When I got mine done, I had to rinse with a mix of 70% water and %30 listerine every time I ate, smoked, or drank anything other than water PLUS I had to wash it with liquid castile soap once a day PLUS use the wound wash saline once a day. Maybe you could do that? Mine turned out great, had it for two years now.
    mine did the same thing...some people's do that and some don't...you DO need to twist it once a day so the skin doesn't grow onto it...wash your hands with antibacterial soap first....listerine after ANYTHING you put in your mouth...keep makeup away from the area...clean the outside area daily (morning and night) with antibacterial soap...SEA SALT dissolved in water swished around the inside of your lip at least 3 times a day for at least 30 seconds each time...the key to keeping down the infection is to keep it VERY clean...hope this helps!
    im not sure. mine never got infected. u might have to take it off but it doesnt sound bad. its bad if ur lip is triple the normal size it used to be.
    vaseline!!
    Doesn't sound really bad yet - keep it really clean, and put some ice on it before it gets worse! Hurry!!!
    thats normals just get regular antiseptic and put some on a q-tip and wipe it down
    stop piercing your lips for pete's sake.

    I find i get stressed out over nothing, I need advice on how to not be as stressed?

    I think i care too much about what people think of me,I find i get stressed out over nothing, I need advice on how to not be as stressed?
    It's healthy to care about what other people think about you. Everyone should to some degree. However, you need to pick which opinions matter to you, and which opinions don't. For example, I care about what my family, my friends, my boyfriend [[the people close to me]] think of me... as for the rest of the people in the world, I couldn't care less about what they think. You shouldn't obsess over what a complete stranger *might* be thinking of you... when you are probably never going to see that person again anyway.





    People are going to talk about you - both positively and negatively. There's no getting around that, because everybody is entitled to form and express their own opinions. So if you can't control it or stop it... why sit there and stress about something you are never going to be able to change? It's a waste of your time and energy. Also remember, too, that you are living your life for you - not for other people.





    You're never going to be happy in life by sweating the small stuff. Ask yourself if what you are really stressing about in the current moment is *really* going to matter next week. 9 times out of 10, the answer will be no. Define what's really important in your life - what really matters - and focus your energy on that. When you stop over-thinking things and look at the bigger picture, life becomes better. =]I find i get stressed out over nothing, I need advice on how to not be as stressed?
    well you shouldn't. we're all different, there is not one person that is the same. you should feel okay being yourself and unique.
  • beauty tips
  • day cream
  • I'm trying to help first time fathers to be but I don't know where to start. any advice on parenting for dads

    what are the primary concerns that fathers to be have in terms of parenting, sex, money, work and free tmie?





    Trying to research information that would be helpful to first time dads.





    Being there for the child- love, time, support





    supporting the mother (emotions, physically) pre and post natal


    financially


    Communication





    Work





    Personal changes





    fears





    Creating balance with work, mother, child, and personal well beingI'm trying to help first time fathers to be but I don't know where to start. any advice on parenting for dads
    There are a number of online resources that will help. They should visit sites like Glenn Sacks website @ www.glennsacks.com to get an idea of the mistakes that they can make and what not to do.

    I need legal advice on what my husband may be entitled to..?

    I was previously married but my husband was killed and I was left with his life insurance. Down the track I met my now husband and I purchased our house outright with the insurance money. A few years in we got mortgage against the house so that we can purchase two new cars and are still paying this off for the next 25 years.


    If my husband and I were to divorce is he entitled to any of the house seeing I paid for it with my money I had before we met? As for the loan we have together he is also responsible for half of the debt right?I need legal advice on what my husband may be entitled to..?
    1. If you were married when the home was purchased, it is considered community property and will be divided as such.





    2. If you were not married when the home was purchased, but he has contributed to the re-payment of the loan, it will be considered community property and divided as such.





    Unless you bought the home before you were married, and paid the loan with your salary only, or the most significant part by your salary alone, he is entitled to the home.I need legal advice on what my husband may be entitled to..?
    If you bought the house before you were married and it has only your name on the deed, then your lawyer should be able to get the house for you in a divorce settlement, but your ex could argue it as marital property, and depending on how good his lawyer is, win. The debt would also be half his, but why are you paying off two cars for 25 years? Are neither of you working? You need to be doing some serious financial restructuring before you file for divorce.
    He won't be entitled to your house and yes, any debt you create together, he is half responsible for. The problem you might have is the fact that you've tied your house into this debt. If you divorce, you'll have to re-mortgage in your name and if he doesn't have the means to pay you in one lump sum, it might be difficult.





    I would sell the cars and use the money to pay down the debt. (Why didn't you just get auto loans???That was a bad idea...)


    Anything left over should be divided between you both.





    You need to talk to a lawyer ASAP.
    As long as you were not married when you purchased the house you say in your post ';our house'; if you were married then he can go after the equity in the house. No it does not matter that the money came from your husband that died if you were married when you purchased the house.As far as the loans yes he would have to pay his half.
    If the house was purchased after you were married, and more inportantly, if his name is on the deed, then yes its half his.





    It doesnt matter where the money comes from, once you are married it all because OURS, not mine and yours......
    The mortgage is the key... if he's been paying on it, he can claim equity on it.
    You answered your own question. Legal advice needs a lawyer. Laws vary from state to state. In Ca. the spouse is not entitled to inheritance. Is the house in your name only ? Yes he is responsible for half of the debt on the cars. You were right in saying you will be paying for the cars long after they are gone. Home equity is fine if you use it properly. Pay the loan off early as if it were a car loan. If all else fails then maybe he will MAN up and pay for his half and not try to take any money from the house as you paid for it. See if you can come to an agreement.

    I need some advice i wanna be a fire fighter but i want to know what are the requirements to become one?

    It depends on where you are. Many fire departments will hire people who have no training or experience in fire science, but most require some sort of exposure. You could check at the various fire departments near you. Many have a volunteer fire fighter system and will train you.


    My son just got his fire science and paramedic degree from a 2 year college. Having both gives him an edge for any opening that comes up. But working as a volunteer also will help a lot. This lets the department know your abilities and dedication. When they have an opening, you have a better chance at being hired as a regular paid employee.



    My best friend wants to be a writer. She has sent her work into publishing companies,but she needs advice.?

    she needs advice or counsel of what to do when it comes to publishing her book, she is new to the game and she doesn't want to make any mistakes. Do you have any advice of where she my get counsel from or what necessary steps to take as she embarks on being a writer?My best friend wants to be a writer. She has sent her work into publishing companies,but she needs advice.?
    If she is asking for advice AFTER sending out her work to publishing companies that hasn't she already embarked on her journey to being a writing, and as such wouldn't that also indicate that she could have possibly already made mistakes.





    --- If she has specific questions then you should post them on her behalf because at this point it all seems rather null and void. Now if she wishes to ask if the procedures she has taken are 'typical' then perhaps she needs to list those and find out if they are standard.My best friend wants to be a writer. She has sent her work into publishing companies,but she needs advice.?
    Te'Neicha, she's already made a serious blunder, perhaps.





    If she's sent novel-length work to potential publishers or agents, she's probably put herself on their ';unprofessionals'; list--and my understanding is that yes, some really do keep such a list.





    There are two ways to go to publish a book. One is to pay for it, with no expectation of selling it to anybody who’s not a friend or family, no matter how good it is or how much you work and/or spend to market it.





    The one I recommend is the one that gets your book into chains like Barnes %26amp; Noble, Chapters, and Borders, and independent book stores, too. This requires a “real” publisher who pays you for the right to print your book, and who then markets it, including placing it in stores.





    The big “name” publishers usually accept book manuscripts only from literary agents, using them to screen out manuscripts that aren’t likely to sell as books for whatever reason.





    To get a literary agent, identify agents who have recently sold other novels like yours. This takes time and trips to a big bookstore, usually. Jot down the names of the authors in your genre whose books are currently on bookstore shelves. Look inside for thanks and dedications, where agents may be named. At home, do a search of each author's name, in quotation marks, and the word agent and learn who represents whom. Visit QueryTracker.com, GuidetoLiteraryAgents.com, and similar sites to identify agents seeking work like yours.





    Research each agent. Find websites with career history, sales, personal bio, AAR membership, etc. Determine whether they prefer email or regular mail for queries. Figure out who’s a good fit for you. Don’t be afraid to aim high. The worst that can happen is they say no.





    Write a one-page query letter, tailoring it to individual agents as it’s possible with the information you got from research, and send it to the few agents you'd most like to represent you. If the query letter is really good and you've done your homework well, at least some will ask for a partial or full manuscript. If none does, rewrite the query before sending out the next batch.





    If she's trying to sell short stories, she needs to look up each magazine's submission guidelines and follow them exactly.

    Some reasurring advice would be nice?

    I have recently been suffering from anxeity, however my problems come in when i am not feeling anxoius i still constantly obsess about it all day everyday. anyone know anything that may help me. cheers SamSome reasurring advice would be nice?
    Keep busy, exercise as this is proven to help with anxiety. Dont allow yourself time to sit and ponder!





    If all else fails go and see your GP, they may be able to help you break the cycle by putting you on medication for a short while!





    I have anxiety - I am able to control it to the extent that it barely effects me now! Best of luck!Some reasurring advice would be nice?
    I understand your wish to conquer this without drugs and it is possible. You fear the fear which is very common! What you need is a short course (6 - 10 weeks) of Cognitive Behavioral Therapy (CBT). This will help you cope with the disordered thinking and to develop newer, more healthy ways of thinking. If you can afford private treatment just ask your doctor for a list of practitioners (they will be genuine and not Mickey Mouse practitioners!). If you acnnot afford private treatment you can get the treatment on the NHS but there is usually a long waiting list. Some Mental health charities will do subsidized cost treatments.
    you might need to try some anti-anxiety medication for a while. also some therapy and believe it or not (i have been there) but repeating a mantra to yourself helps. i used ';worrying doesn't change anything'; it helped me get through stuff. as far as feeling anxious with no good reason in my experience that usually means you need to go see a professional and talk and they can help you determine what would be best for you. hang in there it will get better.
    hypnosis is very effective for treating anxiety


    Have a look on the website below for further details


    Good luck
    i had excellent results with Paxil.


    If it is debilitating - as it sounds to be - you should consider drug therapy - the benefits far outway the side-effects. My problem was heights and I needed to work 50 feet up sometimes for my great paying job....couldn't quit over such a stupid thing so I took meds - Paxil. THE NEXT DAY I was up 50 feet working ALL DAY with NO PROBLEMS!!!! Huge difference. Without it, I was crippled, I HAD TO GET DOWN - my heart raced...I couldn't concentrate on anything, my hands shook, I froze and was constantly wiping my face or moving like a stuck robot!


    Paxil may not work in one day for everyone, but it seems great for anxiety.
    Hey Sam





    Anxiety is usually all in the mind. I would try to get into an activity that will boost your inner self confidence and make you hakunamatata or however you spell that. Find yourself an ipod or mp3 player and go jogging once a day, first a half mile, then one mile then a mile and a half. Accomplish things in your life and be proud. Pride and self confidence stops degeneration and anxiety can in some people come from restless feelings.





    There are so many methods to this madness but we all have to find out which method works for us. I think self imaging can help. Find a sport that you are good at and make it happen. Play video games with friends.. heck if you have any PC games to play online let me know, do some fun things. Usually people who have serious problems have idle time to think and the mind is what controls the body.

    Mkay so I have a friend issue advice would be great!?

    I was best friends with this girl fro 2ish years the at school we started hanging out with different people. But I have a feeling my new friends are just using me and my old best friend wants nothing to do with me. What do I do?Mkay so I have a friend issue advice would be great!?
    if you think any one is using you then leave! simple!Mkay so I have a friend issue advice would be great!?
    stick with old friends
  • beauty tips
  • mascara
  • I just started a cleaning company but it seems to be dry (no customers), Any advice?

    Cleaning Mattresses, Carpets, Sofas, Window washing, car interiors, wall washing, e.t.cI just started a cleaning company but it seems to be dry (no customers), Any advice?
    We just started a cleaning business . We got 500 business cards printed and posted them through our neighbours' doors and passed them on to friends and family . Within one week we had 12 hours of new regular work and we had only posted 300 by then !!


    Write '; fully insured '; on the card somewhere because a few folk ask and are disappointed if you are not.


    Put cards up in the windows of local newagents . Make sure it looks good though and isn't a hand scrawled , last minute , idea . Use one of your busines cards if you are allowed .


    Put your address on the card so people can come round and see you if they want .


    If you live close to us just forget all this stuff and move ... (but sell us your stuff real cheap first ... wink..)I just started a cleaning company but it seems to be dry (no customers), Any advice?
    Leaflets (need not be fancy) in the library


    Notice in newsagents windows


    Any Army/RAF bases nearby? Put a notice in the community areas. This could be a big earner.


    Go round estate agents; introduce yourself and leave your details.


    Leave your details at the local council offices and social services.





    Practice introducing yourself and your business so you sound professional, courteous and the sort of guy people want to invite into their homes. Use family, a mirror, a camcorder; anything that will help you refine your introduction.





    Make yourself a free website. Easiest way is to type WWW dot, then FREE and WEBS (all one word) then dot com (Yahoo won't let me give it in one go, as they are a competitor site, and better.) Make sure your web address goes on all your leaflets.





    Make sure you do some BEFORE and AFTER photos (especially cars/gravestones etc. You may have to fake a dirty home - people are unlikely to give permission). Put these on your website, and make a folder of them to show to estate agents and other enquirers.





    If you get contracts with local businesses, you may need to take on staff. If this happens, get an accountant who also does payroll - and fast!





    I wish you well.
    Approach your local council and social services departments-you may get a contract for old peoples and residential homes also approach big companies for contracts-you need a business manager,,,Think big and ambitious,believe in what your doing and people will pick up on your confidence-remember YOU have to go THEM!!!


    Good luck


    x


    x


    x
    you have to build up a good reputation, loads of advertising and promotions to start with then word of mouth should keep you going, get out there and talk to people give out flyers, advertise in shops ect GOOD LUCK
    Flyers through doors, or give some out to the mums and dads at the school gates where your kids go to school.
    You need to do more advertising and perhaps print some leaflets with special offers on them to attract the customers.
    Advertise! Now is the right time to do it because people are thinking about spring cleaning - play on that fact in your advert. Do a leaflet drop in your area.
    Whats your USP ?





    Are you using a good 'features / benefits' statement on your advertising ?





    Have you approached your 'warm market' first?





    Hows AIDA coming along ?





    Whats does your ';Elevator Speech' sound like when spoken out loud.. (you do have an elevator speech dont you !!??)





    if you dont understand any of the above then take a course on 'marketing'.... most business owners set up a business they are an expert in, and forget that potential customers only care about ONE thing....themselves...





    so once you get the marketing figured out... your business will start to grow.





    (marketing teaches you to look at your business from a potential customers point of view, not from yours !!)





    and because your not doing so well... you need some advice from an expert...





    check this site out, sign up for the newsletter, listen to the audio.. if all else fails email me and i will give you some help.





    ( i am a marketing manager)





    good luck
    Advertise~


    :]]


    Leaflets are generally good.


    Try not to crowd the leaflet with too much info, put in only what's needed and you'll do great
    Business cards with a coupon on doorsteps. That is how I got my maid and I wasn't even looking for her!
    Advertise.
    Go out and annoy people with junk mail flyers and put an ad in your local rag. (pardon the pun!)
    advertise, print out some leaflets and get posting.xx good luck
    Get the Yellow Pages out, start from the beginning (A), and just start calling maybe 5-10 business a day that you feel could benefit from your service - asking to speak to the owner (preferably) or manager and then telling them what you do.





    You could mail business cards or flyers but actually speaking to the person in charge allows some back and forth discussion and should create a lot of jobs for you.





    In addition, you may end up with a big contract that will allow you to expand. Good Luck
    Ask some potential customer if you can clean for free in exchange for three solid referrals. Charge only for your consumables and ask him if you can put up a sign at place of business.





    Do a great A++ job and charge the referrals a little higher to make up the difference.





    Sometimes you have to prime the pump.
    You have a PC so why not print off about 100 flyers and take them to businesses on industrial estates near you. Ask if you can post one on the staff notice board. If the business has offices you may even get a call to clean the office carpets, reception furniture etc or valet the staff cars.


    Good Luck! I know how difficult starting up a business can be.

    Advice on how to be patient?

    Hello,





    I work in a welfare to work program. Sometimes I get chewed out by these participants and I really get angry too because it's not like I don't care about them. But after one encounter, I thought I can be more patient. The people I typically get angry with the most are those who you can't communicate with because they're very unwilling to listen to any kind of reason and even after explaining they want to talk to someone else. It was like whatever I was saying did not get through to her one bit and I got real frustrated. Any tips?Advice on how to be patient?
    Hey, I sit on the opposite side of the table from you. I am one of those clients/patrons.


    It takes two to Tango and a person doing it by themselves look mighty silly.


    Don't entertain upset people. Give them to someone that can handle them if they are not satisfied with you or tell them you will speak to them later and send them a print-out of what they need to do.


    Don't take it personal. That is their hang-up if you are being polite and trying to explain to them. There are Social Workers that are crude and so many patrons associate every worker that way. If you are not a Believer, believe me, your job will have you believing in the Almighty!


    Ask God every day before you go to work, to help you treat your clients the way you would like to be treated when you are confused and upset. It will get better. Trust!Advice on how to be patient?
    Patience is the only way to get through to these types of people, so it is good you realize that is what u need. Try to look at it from their point of view. You can say your point that you are trying to make, however they can not. Try an approach that comes from how they see things.
    It is praiseworthy that you wish to make a difference, solve all problems at your own level. Some people may either not understand you or pretend not to in order to talk to someone else for some hidden agenda. There is not a thing you can do about such people.





    But it might be worth introspecting on your motivation: are you doing a job or are you trying to set the world right? How good a communicator are you? And most important, do you care for the people who come for this welfare programme?
    Hi Bizarretrianglelove,


    It helps to take a look at what ';impatience'; is, to find out how to be ';patient';.... Impatience is hasty, angry, too quick at making a decision, before having all the accurate picture of a situation.....


    %26gt;%26gt;%26gt;%26gt;%26gt;


    It self-centered, faluty reasoning.... It's just plain self-centered... So, to be patient, look for ';others needs';, letting them ahead of you, or letting their needs come first.... It's not thinking so much about your needs and rights.... It's being kind to others, being in self-control of yourself for every ones' benefit... ';I'; am not the center on the universe... ';I'; can wait... ';I'; can have others get or do something before me, and not feel threatened or angry.....


    %26gt;%26gt;%26gt;%26gt;%26gt;%26gt;


    What can work for YOU, is : to mentalize and allow YOURSELF, to let the feelings flow through YOU, instead of ';reacting'; and ';acting'; upon them.... What also helps, is to have : ';a sense of humor'; and laugh things off... smile and you can fake it... till you make it! :-)


    %26gt;%26gt;%26gt;%26gt;%26gt;


    I hope this helps!





    Thanks, for the question! :D


    I wish you all the luck, and patience in the world :)





    My regards!





    Take care!
    Continue to do your best, and develop a new perspective on life. The people you are dealing with may not be listening and might not like what you have to say, probably because they know you are right.


    Just let your words sink into their minds, maybe one day you'll be surprised that you did help someone.





    Try to stay focused on why you are there. And most of all - STAY POSITIVE! :)
    give them good eye contact, and try to listen. Think about the blue yellow green color of their eyes or something. - anything to distract you. - that's what I do anyway. try to find something pleasant to focus on besides them.
    When you find the cure for patients, I bet you can bottle and sell it and never have to work again!
    learn to serve others. maby the person was having a bad day, and by not loosing your temper and saying some kind words, you could brighten their day. just keep trying at it. i know it's hard and it'll take some work and thought, but you can do it!

    My dad visits and sits in silence for hours wanting conversation to be made, any advice?

    I love my dad, he is a good man. But he will visit our home and sit in silence with my partner happily for hours. This does not bother me when my dad and I are alone as I know it is not uncomfortable. When my partner is there or anybody else, he will sit in silence and expect conversation to come from us. he will sulk if we dont and it makes me feel anxious as I feel exhausted putting on s show and thinking of conversations for us all to talk about. My dad is 69 and likes my partner but he has always expected entertaining as my mum did it all their marriage. any advice?My dad visits and sits in silence for hours wanting conversation to be made, any advice?
    Usually a good meal and maybe a glass of wine with it(if he drinks) will loosen the tongue and make for good conversation. Dessert and coffee/tea definitely would help conversation. Then like others said, maybe playing a game would help.My dad visits and sits in silence for hours wanting conversation to be made, any advice?
    You don't have to entertain a family member who comes to visit for hours. Sulking doesn't mean that you have to do anything different.





    You may even be mistaken. How do you tell the difference between being quiet and sulking? Maybe you are too worried.





    Just be natural and stop trying to entertain. He may be quite comfortable just being there with you.
    Sounds like there needs to be some shared interests developed. If he is there a lot, maybe he needs to find some other people to hang with sometimes, too. Of course you all want to share time together but for him to depend on you for all his entertainment is not appropriate. It will wear all of you out. Don't be fooled, old dogs can learn new tricks if they want to.
    sounds like your mum is no longer around. if so i am sorry about that. it sounds as if he is just bored and needs attention. is he in good health? maybe he can work or find a volunteer job somewhere in his interest. discussing the news and current events can help or he can help you out around the house. sometimes people don't know how to get a convo started. i hope this helps.
    What's the problem? Your dad sounds a lot like me. He isn't going to change, so why not start the conversations? He has social anxiety. Be a good daughter and keep the entertainment going as long as he is alive.
    Go on tirades about 69 year old people who sulk because someone won't start a conversation with them. Ask him what does he think of that?
    you should start like monopoly or charades or something and that will get everyone in the mood; or talk to him when you two are alone about it
    There is no rule saying you have to invite him. You need to space out visits so they dont put this drain on you so often
    that sounds tough. you should try keeping him busy with activities. :S Hope that helps probably doesn't, but good luck
    Thank goodness for tv. Put it on!!!!

    My ankle is really swollen any advice to what it might be from?

    Bug bite, sprain... there are a few things that could cause it.





    Is it red? Can you walk on it without pain?





    You can ice it for 10 minutes (no longer) while elevating it on some pillows. It will help bring down the swelling and you can do this a few times a day.